Client Portfolio Review Prep
Turn client account information into meeting-ready performance analysis, allocation review, talking points, and dated next steps.
The skill handles sensitive client, account, AUM, IPS, tax, health, and estate-related information and suggests trading, tax, and insurance actions. The README requires human review and prohibits execution, reducing external-effect risk. However, it lacks least-privilege rules, data-source and data-flow disclosure, confirmation gates, privacy isolation, rollback guidance, and concrete compliance controls, so points are deducted.
The workflow is internally organized across client context, performance, allocation, agenda, and actions; repository CI also provides plugin-validation and read-only permission evidence. It lacks input validation, calculation definitions for returns and alpha, dependency specifications, missing-data handling, abnormal-input behavior, and diagnosable failure messages. Static calibration also caps this score below 10, so points are deducted.
Triggers, meeting scenarios, required context, and intended outputs are reasonably clear. Boundaries for non-fit cases, insufficient data, Chinese-language use, and mainland-China environment fit are not stated, and the separation between meeting preparation and investment advice is underdefined, so points are deducted.
The skill uses readable progressive sections and tables; the README supplies installation guidance, an Apache-2.0 license, repository layout, contribution/update workflow, and CI validation. The skill lacks its own version, changelog, named maintenance responsibility, dependency notes, examples, FAQ, and detailed limitation disclosures, so points are deducted.
The workflow can produce a useful meeting agenda, performance/allocation framework, and action-item checklist. However, data retrieval, Word/PDF generation, charts, and recommendation production are not implemented or templated in the supplied files, so direct usability and completeness are unverified; substantial professional review remains necessary, so points are deducted.
Evidence includes auditable skill source, Apache-2.0 licensing, a pinned revision, and a real CI workflow validating plugin structure. There is no skill-specific test suite, representative output, calculation validation, third-party execution evidence, or cross-source corroboration. Static calibration therefore limits this score to 5 or below, so points are deducted.
- Do not use unverified performance, benchmark, alpha, allocation-drift, or tax-opportunity outputs directly with clients or for trading; qualified professionals must validate them under firm and regulatory requirements.
- The skill does not specify permissions, storage, transmission, or redaction for client data; add data-governance and human-confirmation controls before using real client information.
- Word/PDF generation, chart creation, and data retrieval are not evidenced by the supplied files; missing or inaccessible data should cause an explicit, diagnosable stop.
- No evidence is provided for Chinese-language output or mainland-China network reachability.
What it does & when to use it
Client Review is a wealth-management skill for preparing quarterly reviews, annual checkups, and ad hoc client meetings. It organizes client and household context, account types, total AUM, the investment policy statement, life stage, and prior meeting follow-ups. It also structures account-level and household-level performance, benchmark comparisons, attribution, and current-versus-target allocation analysis. The intended deliverables are a one-page review summary, performance table, allocation chart, meeting agenda, and recommended action items.
Collects or looks up the client name, household members, account types, total household AUM, IPS targets, risk tolerance, constraints, life stage, last meeting date, and outstanding actions; structures QTD, YTD, one-year, three-year, and since-inception portfolio returns, benchmark returns, and alpha for each account and the household aggregate; identifies asset classes or positions driving results and lists the top three contributors and detractors; compares target and current allocations, calculates drift, and flags items exceeding the typical 3% to 5% IPS rebalancing threshold; generates talking points covering market context, performance, allocation, planning updates, and action items; suggests rebalancing, tax-loss harvesting, cash planning, Roth conversions, beneficiary and estate-planning reviews, and insurance reviews.
- A wealth manager preparing a quarterly review needs account-level and household-level performance and allocation talking points.
- An advisor conducting an annual checkup needs an agenda covering changes in employment, health, family, income needs, taxes, and estate planning.
- An investment advisor sees allocation drift beyond the IPS threshold and needs to prepare a rebalancing discussion with clear next steps.
- An advisor handling an ad hoc client meeting needs to combine prior follow-ups, current portfolio results, and proposed actions into a concise briefing.
Pros & cons
- Covers the workflow from client context and portfolio analysis through agenda creation and action tracking.
- Supports both individual-account and household-aggregate review.
- Explicitly calls for direct discussion of poor performance rather than hiding or spinning it.
- Fits quarterly, annual, and ad hoc client-review workflows.
- Requires dependable client, account, performance, benchmark, IPS, and meeting-note data; the skill itself does not demonstrate automated retrieval.
- Although it specifies Word or PDF, tables, and an allocation pie chart, the source provides no implementation or templates for generating them.
- Recommendations involving rebalancing, taxes, Roth conversions, estate planning, and insurance require professional review.
- The README states that the repository is not investment, legal, tax, or accounting advice and requires qualified-professional review and compliance verification.
How to install
The skill is located at plugins/vertical-plugins/wealth-management/skills/client-review/SKILL.md. The README does not provide a standalone installation command for this skill. It documents adding https://github.com/anthropics/financial-services as a plugin marketplace and selecting the desired plugins, as well as installing the financial-analysis core or relevant vertical plugins in Claude Code. A specific wealth-management installation command is not documented.
How to use
In an environment where the skill is loaded, use a trigger such as “client review,” “meeting prep for [client],” “quarterly review,” “prep for [client name],” or “client meeting.” Provide or make available the client context, account data, performance, benchmarks, target allocation, IPS, and prior meeting notes. The source does not document specific data connectors, permission setup, or automated file-generation steps.