Wealth Management Investment Proposal
Build personalized investment and service proposals for prospective wealth-management clients.
The skill requests sensitive information such as assets, holdings, goals, and risk tolerance, and it requires compliance review and disclaimers; however, it does not specify least privilege, data flows, privacy handling, user confirmation, external transmission controls, or rollback, so points are deducted.
The workflow is clearly organized into context gathering, proposal structure, customization, and output; however, it lacks input validation, exception handling, dependency notes, failure feedback, and reproducible tests, so the score is conservative under static-review limits.
The audience, use cases, trigger phrases, and PowerPoint/PDF/summary outputs are explicit; boundaries, exclusion triggers, Chinese-language support, and mainland-China network fit are not specified, so points are deducted.
The document has clear sections, steps, a table, deliverables, limitations, and compliance guidance. Repository context supplies Apache-2.0 licensing, CI, and maintenance guidance, but the skill itself lacks versioning, changelog, installation/dependency notes, FAQs, and explicit ownership, so points are deducted.
It provides a useful proposal framework and deliverable checklist, so it can partially complete the core task; however, it includes no templates, calculation implementation, source-data method, or verified examples, leaving substantial manual production and review, so points are deducted.
The source provides an auditable written workflow and field checklist; it contains no test suite, execution record, third-party validation, or representative output evidence, so key-path and output-quality verification is limited.
- This is a proposal-drafting framework for financial clients, not investment, tax, or legal advice; qualified professionals and compliance staff must verify projections, fees, risk metrics, and product information.
- Establish privacy, access-control, retention, and client-consent procedures before entering client assets, holdings, or risk data.
- PowerPoint, PDF, Monte Carlo, and fee-comparison outputs have no implementation or template evidence; do not assume they will be automatically produced or correct.
- Chinese-language quality and mainland-China reachability are unspecified and should be separately validated where external platforms are involved.
What it does & when to use it
This skill helps wealth-management professionals structure polished investment proposals for prospective clients. It organizes prospect context, firm positioning, recommended allocation, expected outcomes, fees, and the onboarding path. The planned deliverables are a 12–15-slide PowerPoint presentation, a PDF leave-behind, and a one-page follow-up summary. Its guidance emphasizes personalization, realistic expectations, disclaimers, transition planning, and compliance review.
Gathers prospect and household details, current assets, goals, risk tolerance, constraints, fee sensitivity, and competing firms; structures firm background, needs analysis, proposed allocation, investment vehicles, tax-aware strategy, growth scenarios, Monte Carlo goal probabilities, income projections, risk metrics, fee disclosures, and account-transfer steps; adapts tone and emphasis for different prospect types; and specifies a presentation, PDF, and one-page summary format.
- A wealth advisor has completed discovery and needs to present the firm's approach and a proposed portfolio to a prospective client.
- An advisor is competing for a relationship and needs to explain service levels, fees, and the transition process clearly.
- A prospect has a concentrated stock position that must be addressed directly in the proposal.
- A retirement-focused prospect needs income projections, risk metrics, and conservative, moderate, and optimistic scenarios.
- A price-sensitive prospect needs the proposal to connect total costs with the value of planning and ongoing service.
Pros & cons
- Covers the proposal workflow from discovery context through getting started.
- Explicitly addresses allocation rationale, outcomes, fees, and transition planning.
- Supports customization by prospect profile, concentrated holdings, competition, and price sensitivity.
- Requires realistic expectations, disclaimers, and compliance review.
- SKILL.md includes no presentation-generation scripts, templates, or data connectors.
- Allocation analysis, projections, and Monte Carlo results depend on supplied data, and the implementation method is unspecified.
- No test suite or platform validation evidence is provided.
- It covers proposal drafting only and should not be treated as an investment-advice or transaction-execution tool.
How to install
In Cowork, open “Settings → Plugins → Add plugin,” paste https://github.com/anthropics/financial-services, and select the wealth-management vertical from the marketplace list. The README does not provide a standalone installation command for this individual skill.
How to use
After installation, trigger it with a request containing “investment proposal,” “prospect presentation,” “pitch new client,” “proposal for [client],” or “new client presentation.” Example: “Create an investment proposal for a prospective retiree client with moderate risk tolerance.” Supply prospect context, assets, goals, risk tolerance, constraints, and fee information. Compliance must review the proposal before it is presented.